At retirement

With retirement imminent, it can be natural to feel uncertain about what’s to come. We work with people to guide them through the transition and give them confidence in their financial future.

For the next stage in life

The most pressing question many of our clients have at this stage is whether or not they can afford to retire. They also want to know if their money will last the whole of their retirement, and if they’d be able to maintain their current lifestyle.

Whatever concerns you have, we can help provide peace of mind and confidence for the future. Whether you are looking to fully retire or perhaps adopt a phased approach, we’ll make the transition a smooth one.


Your capital is at risk. The value of your investment (and any income from them) can go down as well as up and you may not get back the full amount you invested. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future.

How we help

Understand your position

We’ll help to determine your current financial position and whether you can afford to retire now. If you can’t, we’ll explore the options available to you.

Tax efficiency

We will ensure your finances are structured in the most tax-efficient manner, taking advantage of all available allowances and reliefs.

Income in retirement

When it comes to taking income in retirement, we’ll ensure you can do so in a way that’s tax-efficient and ideal for your circumstances.

The Financial Conduct Authority does not regulate Tax planning.

Peace of mind

Most of all, we aim to provide you with much-needed peace of mind. As your financial partners, we’re here to make things simple.