Planning for retirement

We help high-earning professionals plan for the retirement they want. By identifying your goals and creating a plan around them, we can set you on the course for success.

Plan your future

As you start to think about retirement, it can be overwhelming trying to get a clear view of your current situation and what the future holds. We work with people to provide the clarity they need and establish a simple path forward.

It might be that you’re still some way off from being able to retire, which means we can build a plan for reaching that end goal. Alternatively, we might discover that you can afford to take the leap and retire now, in which case we’ll develop the appropriate strategies for you to do so.

Wherever you are in your journey, we’re here to support you throughout.

 

Pensions are not typically accessible until 55 (57 from 2028). Your capital is at risk. The value of your investment (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available.  

How we help

Identify your goals

We will work with you to establish your retirement goals, and what your lifestyle might look like. We may use cashflow planning tools to determine how far away you are from your objectives, and what actions to take in order to achieve them.

Pension planning

We can help you gain a better understanding of your position regarding your pensions. This might be consolidating your pots, or conducting a review of your plans. We’ll then advise on how to make the most of your contributions.

Tax-efficient strategies

We will develop tax-efficient strategies that ensure your assets, pensions and investments are making the most of all available reliefs and allowances.

Regular reviews

We’ll meet at least once a year to review your financial plan, ensuring it’s still fit for purpose and that it aligns with your circumstances, goals and appetite for risk.